Financial Advice

You Don’t Know What You Don’t Know

That is where we come in

Superannuation

The superannuation system is a forever changing legislative nightmare and a pool of money totaling $2.7 Trillion. On top of this, there are increasing innovations and product changes with different options available to the underlying investments.

We are able to demystify and clearly explain what it means for you and help navigate the path to and through retirement with a strategic plan. We pride ourselves in delivering tailored strategic and product advice to our clients, working side by side with them to achieve their goals and aspirations.

Centrelink Entitlements

The government support system is a web of complex forms, assessment thresholds, differing entitlements and changing legislation. We take care of the process for you, this may be determining your eligibility for the Age Pension and other entitlements or organising the appropriate paperwork and submitting a claim on your behalf.

On top of this, with the differing assessment outcomes for some assets and income; we can help structure your financial affairs to maximise your entitlements.

Wealth creation & Investing

With a fast-paced investment world, knowing where to start with an investment strategy can be difficult and understanding what you are investing in can be even harder. That’s why it pays to have a professional help you from the start.

We work with our clients in developing sound investment strategies and implementing them into diversified risk managed portfolios that are working for them. Whether it is ASX listed shares, accessing global equities, term deposits, managed funds or index’s, we have the know how to make it happen.

Aged Care Advice

Not only is Aged Care a complex issue but it is often rushed and requires significant changes in a person’s financial affairs in order to fund care costs. There are two ongoing care costs and the accommodation costs can be quite significant. Currently $340,000 is the average national upfront accommodation deposit. Also, there is a need to understand how the Aged Care rules and any changes of circumstances interact with tax and Age Pension/DVA entitlements.

We work with you and your family in developing and implementing a personalised plan based on your needs aiming to minimise cost, maximise Centrelink benefits and simplify ongoing management.

Retirement Planning

Getting close to or thinking about that last day of work can be daunting, it is a complex system with Centrelink, Super and personal savings. We take the worry out of the situation, developing and implementing a plan for you leading into retirement that is focused on accumulating assets to provide for a comfortable retirement.

At each step along the journey, we are there to assist and continually adapt a retirement plan to your needs.