Finance 101: understanding interest rates and why they matter
Whether you're planning to buy your dream home, save for a brighter future or simply manage your daily finances, interest rates play a key role. Here’s why they matter when planning your financial future.
Planning for retirement? Start with these 5 steps
Retirement planning can be daunting, but it doesn’t have to be. We’ve put together these 5 retirement planning steps to help you get started.
Why you need insurance, what are your options?
Your health and wellbeing is the most important asset you have, so it pays to put in the hard yards and get your head around the tricky topic of insurance.
Eight quick wins for managing debt
Managing debt can often feel overwhelming but there are several strategies you can implement to make the process more manageable and accelerate your journey to becoming debt free.
Score a $500 super bonus: the government super co-contribution explained
Discover how making after-tax contributions could qualify you for a government co-contribution of up to $500.
Three ways to plan for your 30s
Turning 30 is often accompanied by a degree of increased financial responsibility. Here’s how to stay ahead.
How to find your lost super
Imagine finding thousands in super that you’ve lost track of. Here’s how you can check if you have any lost or unclaimed super.
Can I go back to work if I’ve already accessed my super?
Can I go back to work if I’ve already accessed my super? Generally, you can, but there may be other things to consider. Learn more.
Spouse super contributions – what are the benefits?
If your partner is earning a low income, working part-time, or currently unemployed, boosting their super could be a smart financial move for both of you.
Protect yourself: Multi-factor authentication
Multi-factor authentication (MFA) is when you use two or more different types of actions to verify your identity and you may already be using MFA. For example, when you receive an authentication code by SMS text message after entering your password to log into an online account. MFA is one of the best ways to protect against someone breaking into your account. It makes it harder for cybercriminals to take over your account, by adding extra layers of protection.
Navigating market volatility
Financial markets have been erratic lately, understandably causing some concern for those of us with super and investments. While dips and major market events are a common feature of investing, markets generally trend upwards over time.
Federal Election 2025
During the Federal Election campaign, the Government made a number of election promises, which may impact your finances. There were also a number of support measures proposed in the recent Federal Budget. What could this mean for you?
Estate Planning and SMSFs
One of the main reasons an individual would use an SMSF is for estate planning as it can offer greater flexibility to beneficiaries than what is available via a public offer fund. Where a member dies without a binding nomination, the distribution of the death benefits is at the discretion of the remaining trustees.
Economic update May 2025
Global markets whipsawed following the “Liberation Day” tariff announcements on April 2, and subsequent developments throughout the month. Volatility was rife and trading volumes were robust.
Am I too old to get a home loan?
One of a property lender’s most important jobs is to make sure a borrower can manage the typical home loan term of 30 years. This becomes even more critical from the age of 50 because that 30-year term can see a borrower well into retirement.
The absurdity and calamity of US tariff policies
US tariffs are poorly designed, badly implemented and are already damaging both the US and global economies. The economic damage will only get worse as uncertainty further undermines business and consumer confidence and results in dislocation of global supply chains.
How to grow your super before retirement
With practical strategies like delaying retirement, salary sacrificing and making after-tax contributions, you can boost your super balance and work towards a comfortable retirement. Read more here
Caring for ageing parents
Providing assistance to ageing parents or other relatives may bring a range of emotional and physical challenges. But planning ahead may help relieve stress down the track. Here are three suggestions that may make a difference.
When can you access your super?
Super is only for when you retire, right? Well not quite. There are a few times in life when you might have a valid reason to get hold of some of your super savings. Learn more here
The $3 billion money pot a million retirees mistakenly ignore
One in four retirees could be thousands of dollars a year further ahead just by claiming one or more key government entitlements as soon as they’re eligible. Are you missing out?